You know homeowners insurance provides personal property coverage, but do you know that some of your most valuable and dearest belongings only
have limited coverage? Different
insurance companies provide different amounts of insurance, but all of them
have limited coverage on the following categories:
- Jewelry
- Firearms
- Musical Instruments
- Silverware and coins
- Personal Computers
- Stamps and other collectibles
- Art, works of fine art and other related items
- (other categories of personal property might be limited as well)
To ensure your valuables are covered, a simple and relatively inexpensive endorsement can provide FULL and COMPLETE coverage. Just ask your agent to schedule any item above on your policy. For more expensive items insurance company will require an appraisal and most likely you will have to re-appraise your property every 3 years.
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| Scheduled property is insured for all perils including mysterious disappearance and losses are not subject to a deductible. |
If you have any questions or need more information please contact me.
Irfan Sehic
Insurance Agent
Green Insurance Agency
PO Box 640
Burlington, VT 05402
Tel: (802) 505-1054
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